How does it work?

We use your CreditKarma.com information to SHOP your application to over 140 banks and credit unions. This is a “soft-pull” and does not show up on your credit report. Each and every HARD credit pull drops your rating. We carefully match your application to a bank that wants you as a client. We have access to special programs that are not available to the public. Many times, we’ll arrange funding through a specific bank, and the client had already been TURNED down by that bank.

How much can I get?

Depends on the strength and the depth of the credit. A big factor is credit usage. If you’re maxed out on all your cards, it’s going to take more work. We can usually get between $30k to $200k. Also, when we structure your deals, we do it strategically. The funding often happens in steps. Start with 50k, building up a little history, then coming back and getting an additional $100k.

How long does it take?

Depends on your credit and how much work needs to be done. Usually an approval within 5-7 days. Then creating the lending solution can be done as quickly as 10 days, or as long as 60 days if there are credit issues, or if we need to pay down some of your balances to boost your ratings up.

UNSECURED Lending, with no income verification!

Dear REALTOR,

These are “signature loans”. Not secured by property, or assets. We work with stated income and do NOT require tax returns.

Is this type of lending possible? Is there a catch? Yes. There are three “catches”.

1: Credit score based lending. Applicant needs at least a 680 Credit score. We highly recommend that the applicant verifies their credit using www.creditkarma.com

2: Fees: We charge a 10% setup fee for whatever funding we establish. So, if we get you $100k, then the fee is $10k. This is NOT charged up front. There are no fees to apply, and if we don’t perform, you don’t pay. And this fee is only charged at the start. If you use the credit facilities for 20 years, you don’t pay us anything else. **THIS IS AN ABSOLUTE BARGAIN COMPARED TO USING HARD MONEY, OR TAKING ON A PARTNER.**

3: Terms: This lending is short term. We aggregate loans, Lines of Credit, and Credit cards to allow access to between $30k to $200k. This is ideal if you’re going to FLIP, or FIX and FLIP. Or, to buy a home for cash, then fix it up and re-finance using conventional financing. But it’s not long term financing. The rates vary, depending on the credit and how it’s structured. But the average rates are between Prime +2 all the way up to 9.9%. This is NOT intended to replace a 15 0r 30 year mortgage at 5%.

How to get started?

Step 1: you need a CreditKarma.com account. You have to know where you are credit-wise, and then you can make informed choices. Often people will have collections, or negative things on their report that are completely false. Every credit report has errors, and you want to ensure that your score is legit.

Step 2: you apply at our website. We’re going to ask you for your Creditkarma.com logins. But, we’re not going to ask for your SSN# until we have a funding proposal for you.

Step 3: We send you a pre-approval with an amount, and HOW that financing is going to be setup.

Step 4: If you’re comfortable with this, then we move forward and arrange funding.

Step 5: You get your funding. It may be a wire transfer, checks, credit cards, Lines of Credit, etc.

Step 6: You are invoiced by us, and happily pay us for our service.

What we do is very special. It’s dynamic and complicated. But we’re dedicated to helping provide people with the CAPITAL they need to grow.

How does it work?